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Salary packaging and novated leasing with Smart

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$3,000 incentive for Tesla Model Y MY25 models^

Novated lease exclusive for vehicles ordered by 20 September 2025 and delivered by 30 September 2025.

Terms and conditions apply^

 

 

What can you salary package?

Here are some popular benefits. What you can package depends on your employer and industry.

Popular cars
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Chery Tiggo 4

MY26 Ultimate FWD 1.5L

$391 per fortnight*

Price includes running costs

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Hyundai Tucson

MY25 NX4 V3 N-Line 1.6T HEV 2WD

$594 per fortnight*

Price includes running costs

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Toyota RAV4

MY25 Hybrid Cruiser 2WD 2.5L Auto CVT

$628 per fortnight*

Price includes running costs

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Ford Ranger

MY2025.25 4X4 Wildtrak Double Cab V6

$891 per fortnight*

Price includes running costs

Electric Vehicles
Popular benefits

What is salary packaging?

Also called ‘salary sacrificing’, salary packaging is an arrangement with your employer that can help you save on income tax.

You get some of your pay as benefits instead of cash
Your taxable income is reduced as a result 
What you can get depends on your employer

Why salary package with Smart?

SmartTM makes it simple for you to access benefits and maximise your tax savings.

Benefits that work for you
Maximise take-home pay
Simple and ATO-approved
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Ready to get started?

Whether you’re exploring salary packaging for the first time, wanting to add new benefits, or thinking of salary packaging a car, Smart makes it simple.

New to salary packaging?

Find out what benefits are available in your industry and what your employer offers, then apply.

Already salary packaging?

Check existing benefits and balances and update or add new ones.

Interested in a novated lease?

See what you could save by salary packaging a car.

  

Which benefits are available in your industry?

Click on your industry to see where you could make tax savings.

Not-for-profit and Care

Explore benefits

Private Education

Explore benefits

Public Education

Explore benefits
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Drive away with 10,000 bonus Qantas Points**

A novated lease is one of the most tax-effective ways to buy and run a car.

 

Order a new car through Smart™ and you could drive away with 10,000 bonus Qantas Points. Terms and conditions apply.

 

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Simplify mortgage broking with Finspo

No fees. No strings.

 

Just expert advice to help you get more from your mortgage.

 

 

 

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Save up to $57p/m*** with the new Cheaper Home Battery Program+

Save on your electricity bills with a solar & battery system from Smart's partner, Enreal.

 

Please note: An Enreal subscription cannot be salary packaged.

 

Important information

This is general information only. Before entering into any salary packaging or novated leasing arrangement, you should consider your objectives, financial situation and needs, and seek appropriate legal, financial or other professional advice based upon your own particular circumstances. The availability of benefits is determined by your employer. Conditions and fees apply. Smartsalary Pty Ltd, ABN 24 096 796 100, a SmartTM company. 

 

^ The offer set out in this $3,000 Novated Lease Incentive campaign is provided by Tesla Motors Australia, Pty Ltd ABN 68 142 889 816 (Tesla). Smartsalary Pty Ltd and Autopia Management Pty Ltd (together, Smartgroup) are not related to Tesla. The fulfilment of all conditions of this offer will be directly between Tesla and the customer. Smartgroup accepts no liability for any dispute between the customer and Tesla in relation to the customer’s participation in this offer. See https://www.tesla.com/en_au/support/leasing-your-vehicle for the terms and conditions of this offer.

 

* Discount figures provided are indicative only and based on quotes obtained by Smart from its dealership network in August 2025. Actual discounts may vary depending on factors such as dealer selection, date of purchase and state in which vehicle is purchased. Discounts on RRP are not guaranteed. Discount applies only to the specific car (including make, model and variant) as listed in this email without the inclusion of any optional extras.

Price is based on the following assumptions: (1) living in NSW 2000, (2) salary: $100,000 gross p.a., (3) travelling 15,000 kms p.a., (4) lease term: 5-years, and (5) salary sacrifice using Employee Contribution Method (ECM) and FBT Exempt Method for Electric Car Discount eligible EVs. Images shown may not be the exact car that the calculations have been based on. All figures quoted include budgets for finance, charging and/or fuel, servicing, tyres, maintenance, Vero by Suncorp comprehensive motor insurance, Hydro Platinum Pack and re-registration over the period of the lease. Vehicle residual, as set by Australian Taxation Office, is payable at the end of lease term. The exact residual amount will be specified in your vehicle quote. Figures are accurate as of July 2025 and may be subject to change.

 

  1. A portable electronic device can only be salary packaged if it is used primarily (over 50%) for work purposes. Self-education or professional education does not count towards work use.

 

** This offer is only available to those whose employers allow them to finance a car through Smart. To be eligible for 10,000 bonus Qantas Points, individuals must do the following from 7 June 2025: (1) submit the ‘Get a Quote’ form on this page; (2) order a new vehicle through Smart; and (3) obtain finance for that vehicle through Smart. Individuals must be a Qantas Frequent Flyer member at the time of vehicle order and link their account as prompted by Smart. Further terms and conditions apply. For the full terms and conditions of this offer please visit here.

 

*** Estimated saving based on previously marketed price for the Large+ Home Energy Kit of $232p/m price (Victoria only). Monthly subscription price subject to a 2.5% p.a. escalation. Total savings up to $7,622 over 10 years. 

 

+ The Cheaper Home Battery Program https://cer.gov.au/batteries is a Federal Government initiative. Enreal is a brand of Intellihub Australia Pty Ltd (ACN 626 079 614). An Enreal subscription cannot be salary packaged. The subscription cost is deducted separately from your post-tax salary. By proceeding, you agree to Enreal's Terms of Use and Privacy Policy. You understand that a success fee may be payable from Intellihub to Smartgroup Benefits Pty Ltd (ACN 119 344 740) if you purchase one or more products from Intellihub.