Login
If your lease ends, we can still help you manage car maintenance and running costs.
If you can’t salary package your car because of extended leave, or you’re moving to an employer that doesn’t offer novated leasing, MyCarPlan lets you keep the benefits that made your novated lease so convenient. The main difference is deductions come from your income after tax.
While there are no income tax savings, MyCarPlan saves you the time and hassle of keeping your car on the road.
MyCarPlan is like a valet service – we build your car budget and pay your running costs, so there are no out-of-pocket expenses and no big bills along the way. All you need to do is drive!
Based on your estimated km, we calculate your annual running costs which can include fuel, servicing, insurance, registration renewal and roadside assistance, divide the cost into 12 monthly payments, and add your monthly finance repayments to calculate your monthly MyCarPlan deduction (excluding admin fee).
With MyCarPlan, we do most of the set-up for you. Once we’ve calculated your budget, you simply complete a direct debit form so deductions can be made from either your pay or bank account, and advise details of your financier, insurer, and any other providers so we can arrange payments. We’ll also send you your fuel cards.
While you enjoy the convenience of MyCarPlan, we work to keep you on the road and hassle-free. The agreed budget is transferred to your account to meet costs for the month ahead. Most bills come directly to us and we pay them on your behalf. Easy! And you can track your budget via your online account.
It’s important to ensure there are sufficient funds in your MyCarPlan account to cover your expenses, so we work with you to ensure your budget is on track and adjust if you’re under or overspending.
1 document group
Showing 0 of 1 documents
This is general information only. Before entering into any salary packaging or novated leasing arrangement, you should consider your objectives, financial situation and needs, and seek appropriate legal, financial or other professional advice based upon your own particular circumstances. The availability of benefits is determined by your employer. Conditions and fees apply. Smartsalary Pty Ltd, ABN 24 096 796 100, a SmartTM company.